Divorce Short Sale Hardship Letter
(Your Address Line 1)
(Your Address Line 2)
(Date)
(Name of Creditor)
(Creditor Address Line 1)
(Creditor Address Line 2)
Subject: Account Number xx-xxxx-xx
To Whom It May Concern:
The home I am living now was purchased at the time that I was still married to my ex-husband. At that time, our joint financial income was substantial to support the home mortgage. Unfortunately, our marriage did not work well and we finally divorced on (date).
I was left by myself to shoulder the remaining loan on the house and I could not simply pay the mortgage on my single income. I exhaust all possible means to sell the house but the current economic crisis has dropped the worth of real estate properties and takers are scarce.
I am left with no other recourse but to request that you include me in your Short Sale Program to avoid foreclosure. This step will give me the chance to settle my financial obligation with your company without having to file for bankruptcy.
I will greatly appreciate your help on this matter. Please call me at 555-555-5555 for any clarifications and further information.
Sincerely,
(Your Signature)
(Your Printed Name)
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