Mortgage Hardship Letter

By | August 6, 2012

To,

_______________ (Mention the name of the recipient)

_______________ (Mention the recipient’s designation, if applicable)

_________________ (Write the name of the city and state)

__________________ (Write the date on which the letter is being written)

Subject: _____________________ (Mention the purpose of writing the letter, in short)


Respective Mr. / Ms. / Ms. ____________ (Mention the last name of the recipient),

I ____________ (mention your name) am writing this letter to request you for some help during this hardship situation. I would like to share with you that I had taken a mortgage for _______________ (mention as to why you had taken the mortgage for instance to start a business, purchase car, home, etc) from ___________ (mention the name of the bank/ financial institute) in the month of ___________ (mention the month) in _________ (year).

I had been paying the mortgage installments on time ever since I had taken it. However, since _____________ (mention the time period) I have not been able to make the payment. This is because _______________ (mention the reason). I still do not have enough money to pay the installments. I would request you to please understand the situation and help me out in making the payment during this difficult time. I assure you I would return all your money before _____________ (mention the month/ year).

Waiting for a positive response from your end,

Thanks and Regards,

_______________ (Mention your name)


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